Terms & Conditions

These Website Terms and Conditions (“Terms”) govern your use of the CERT website certgroup.com (“Website”). By accessing or using this Website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use the Website.

 

1. About Us

This Website is operated by CERT. Insurance Group Limited (“we”, “our”, “us”). CERT is an international insurance licensing platform operating through regulated licences in the United Kingdom, European Union, Australia, and South Africa.

 

2. Website Content

The content on this Website is provided for general information only. Nothing on this Website constitutes legal, financial, or professional advice. We do not guarantee that the Website or any content will be error-free, accurate, or up to date.

 

3. Use of the Website

You may use the Website only for lawful purposes. You agree not to:

  • Use the Website in any way that breaches applicable law or regulation,
  • Interfere with or disrupt the Website’s operation,
  • Attempt to gain unauthorised access to systems or data,
  • Introduce malicious code such as viruses, trojans, or worms.

 

4. Intellectual Property

All intellectual property rights in the Website and its content (including text, graphics, logos, and software) are owned by or licensed to CERT.

  • You may view, download, and print content for your own business use only.
  • You may not copy, reproduce, distribute, or create derivative works from any part of the Website without our prior written consent.

 

5. Third-Party Links

The Website may contain links to third-party websites. We do not endorse or accept responsibility for the content, accuracy, or practices of third-party sites. Your use of third-party sites is at your own risk.

 

6. Disclaimer of Warranties

  • The Website is provided on an “as is” and “as available” basis.
  • We make no representations or warranties of any kind, express or implied, regarding the Website or its content.
  • To the fullest extent permitted by law, we disclaim all warranties including, but not limited to, merchantability, fitness for a particular purpose, and non-infringement.

 

7. Limitation of Liability

To the maximum extent permitted by law, CERT shall not be liable for any loss, damage, or expense arising from or in connection with your use of the Website. This includes, without limitation, indirect or consequential damages, loss of business, loss of profits, or loss of data.

Nothing in these Terms excludes liability that cannot lawfully be excluded (e.g. fraud, death or personal injury caused by negligence).

 

8. Indemnity

You agree to indemnify and hold harmless CERT with any jurisdiction in which we operate, its officers, employees, and affiliates against any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of your use of the Website or breach of these Terms.

 

9. Privacy & Cookies

Our use of your personal information is governed by our Privacy Notice and Cookie Policy.

 

10. Changes to the Terms

We may update these Terms from time to time by posting a new version on this page. The “Last updated” date will reflect the most recent changes. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

 

11. Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales.

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales, unless otherwise required by local law in the jurisdiction where you are located.

 

12. Contact Us

If you have any questions about these Terms, please contact us:

 

[email protected] 

Cert. Holdings Limited

3rd Floor, 114a Cromwell Road

Kensington

London

England

SW7 4AG